Owner Operators – Fast facts…

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Current driver demographics About 250,000 Owner Operators in the US Average driver is 46 (ATA) Average driver life expectancy – 61 years (CDC) Average Owner Operator makes $52,500 (ATBS) Driver averages 2.8 years at a truckline (ATA) Successful Owner Operator today Works smarter not harder Gross Revenue = $160,000 Net Income = $60,000 Learns via […]

Deactivation of USDOT Numbers

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The Federal Motor Carrier Safety Administration (FMCSA) requires all motor carriers to update their information every two years as part of the Unified Registration System (URS).  Under the URS, motor carriers are required to provide an update even if the motor carrier’s information has not changed, has ceased its interstate operations since its last update, […]

Ever heard of Occupational Accident? What Owner Operators and Motor Carriers NEED to know…

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Owner Operators are not employees and therefore excluded from workers compensation, creating a significant gap in the event of an accident while under dispatch.  Occupational Accident (Occ/Acc) insurance fills that gap, as it works similar to workers compensation, providing protection to the O/O and the Motor Carrier. Benefits to the Owner Operator: Occ/Acc provides the […]

Freight Brokerage: The stakes have been raised…are you covered?

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The Moving Ahead for Progress in the 21st Century Act (MAP-21) took effect in 2012, increasing requirements and penalties as they relate to operating as a freight broker. Changes in effect from MAP-21 include: •    Brokers must register with FMCSA, and by definition may only arrange, not perform, transportation unless the person is also separately […]

Truckers Rally to Fight Human Trafficking

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Human trafficking, a term for modern-day slavery, is a $32-billion worldwide industry with more than 20.9 million people enslaved. It has been reported in all 50 states, and the number of victims in the United States is estimated in the hundreds of thousands. An organization, Truckers Against Trafficking (TAT), wants to educate, equip, empower, and […]

Insurance is an Investment: Choose Wisely

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Insurance may seem like a lot of money for something you hope you never use. However, it is an investment in the protection of your assets and your livelihood. As you sit across from your insurance agent, here are some key questions to ask: 1) Does the company/insurance agent specialize in truck insurance? •    If […]

Big Rig Giveaway

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Each year, the Great American Insurance Trucking Division provides a special opportunity for a lucky trucker to win a customized truck via our Big Rig Giveaway Contest. Since 2007, we have given away a truck each year as our way of saying thank you to the Owner Operators who keep America moving.  Over the years, […]

CSA scores: Love them or hate them, you still have to live with them

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The Federal Motor Carrier Association (FMCSA) uses its Compliance, Safety, Accountability (CSA) program as its safety monitoring and measurement program for the trucking industry. CSA Safety Measurement System (SMS) scores are frequently used by third parties to make safety-based business decisions about carriers. For example, an American Transportation Research Institute (ATRI) study found that 96.8% […]