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Large Fleet

Delivering superior risk management solutionsDrybulka
to trucking fleets for over 20 years, our focus is to provide fleets with a Risk Management program, including complementary safety and driver management services, so they can focus on their core business…trucking!

Our strategy is to assist motor carriers achieve long-term low cost insurance by offering a Risk Management program that includes:

  • Comprehensive coverage review and program design
  • Safety Action Plan designed to drive down losses and maintain regulatory compliance
  • Transportation specific markets including: Acuity, Great West, National Interstate and Sentry

Our special emphasis is on the transportation industry, where we have acted as the risk management partners of more than 500 trucking fleets.  This specialization has made us experts at finding ways to reduce costs and provide value added services for transportation companies.

Our Approach – Risk Management vs. Insurance

Risk Management is more than insurance – it’s the process of minimizing the adverse effects of accidental losses. A well-designed Risk Management solution can lower your losses and lower your premium costs.  We have years of experience in making Risk Finance and Risk Control work for the transportation industry.

  • Risk Finance focuses on determining the right coverages, limits and deductible amount giving you financial security and optimize cash flow.
  • Risk Control focuses on analyzing losses, determining how to prevent them, and mitigating the cost once they do occur.

Traditional Insurance Programs

  • Auto Liability
  • Physical Damage
  • Cargo
  • Contingent Auto and Cargo for Freight Brokers and Freight Forwarders
  • General Liability
  • Property
  • Workers Compensation
  • Excess Liability
  • Additional Policies and Endorsements as appropriate

Alternative Risk Financing

Alternative Risk Financing programs known as Captives and Self-Insured Retentions (SIRs) offer you the opportunity to benefit from your safety efforts. More specifically, if you don’t suffer significant losses, a portion of the premium you pay, along with investment income, may be returned to you. We have significant experience helping clients determine if an Alternative Risk Financing program is right for them.


  • Better operators band together to share risk and reward –creating their own exclusive insurance group and insulating themselves from poorer operators and the market
  • In effect, group captive participants exit the cyclical traditional market and typically realize significant long-term savings and better protection

Self-Insured Retentions (SIRs)

  • Insured retains predictable losses and losses that can be controlled. Transfer unpredictable and catastrophic losses

Insurance Company Partners

In our over twenty years as an agency, National Risk Management Services has developed strong partnerships with transportation specific insurance markets. The list below represents some of the insurance companies we work with:

  • National Interstate
  • Allianz
  • AmTrust
  • Northland
  • Sentry
  • Acuity
  • National Casualty
  • Great West
  • Travelers
  • Canal

Risk Manager Profiles

Large Fleet Tom Luccia ARM, CPCU, MBA. Tom’s business career started as a transportation underwriter. This experience grounded him in the risk management process of identifying, analyzing and then selecting the right way to handle loss exposures. His loss exposure analysis ensures that all exposures are covered, trends in frequency and severity are identified and the proper cash flow program is implemented. His extensive knowledge of the insurance company operations facilitates the delivery of Risk Management Services to his clients.
Large Fleet Lee Bolko ARM. Lee’s entire career has been spent in the commercial insurance business. His expertise is insurance coverages and safety services for transportation companies and contractors. He complements his insurance knowledge with an in-depth understanding of regulatory compliance requirements. He delivers Risk Management Services to his clients through a series of safety meetings designed to bring awareness and training of safety issues to management and drivers. Lee is certified by the National Safety Council as an instructor of Defensive Driving.
DWP_0939 MBA. Mike’s broad background in operations, sales and finance provides him a well-rounded perspective
to understand the complex needs of our clients. His balance of an analytical approach combined with practical operational experience is leveraged to identify, analyze and select the right way to handle loss exposures.  His experience in the safety industry provides additional insights and awareness to help our clients avoid exposures.
Small Fleet Steve LibertorebSteve’s career has been spent entirely in the transportation insurance industry. Prior to merging with NRMS, he owned his agency that specialized in small fleet trucking. At one point, he even owned his own tractor and reefer. He knows the special needs of the small trucker. It is this knowledge of the trucking industry combined with an understanding of regulatory compliance that allow him to deliver a comprehensive package to his clients.


Customer Testimonials

“I can’t thank Pat Dull enough for taking the time out of his hectic schedule over the last two days to prepare us for the compliance review. His experience and expertise are invaluable to me and I am so appreciative of his support. He really goes above and beyond the call of duty!”
-Christopher J. Knupp, Director of Safety & Compliance, Nuway Logistics Group, LLC

“P&B Trucking has used National Risk Management Services for three years for all of our business and trucking insurance needs. Even before our first policy was written our agent, Sandy Lesiak, went to work on our behalf to help get some old worker comp claims finalized and closed. From my first phone call to NRMS in April 2011 to today, every call is answered by a courteous person that directs me to where I can quickly get my questions answered. We consider NRMS more than an insurance agency, they are our partner in business.”
-P&B Trucking Inc.

“We’ve stressed safety. The result has been a huge decrease in losses and premiums. We believe in the National Risk Management System.”
-Bernard Brown, NFI Industries

“You have a lot of good people working for you. Tom and Pat have put together a great organization.”
-Craig Bollinger, National Freight, Inc.

“Having National Risk Management as a resource for safety and compliance has really benefited our safety department. We view them as a partner that is committed to helping us improve.”
-Frank Venezia, Venezia Transport

“We know that our company would not be where it is today without the assistance of people like you. Your commitment and attention to details of our operation insure that we are protected and competitive in this industry.”
-Gladys Knox, Wright Knox Motor Lines

“I have been using Tom’s firm for my insurance for the past eight years and can tell you without reservation that I have never dealt with an agency that is more professional, more responsive, and more proactive, in all of my years in trucking.”
-Joseph Michetti, Ameri-Line, Inc.

“National Risk Management understands our business and designed a program to cover us.”
-Bill Strimbu, Nick Strimbu, Inc.

“National Risk Management really does have strong market relationships. We’ve experienced it firsthand.”
-Denver Belknap, D.L. Belknap Trucking

“We were looking for a trucking insurance consultant, not just trucking insurance. NRMS stepped in and completed this need.”
-Chris Prince, Volpe Express

“National Risk Management has been a blessing and a benefit. The value added care for customers is outstanding. Thank you to Steve and Pat.”
-Gary Strauss, Atlas Trucking Co LLC

“Steve and his team have gone above and beyond our expectations not only to earn our business but retain it. They are very informational and put 100% into their
clients without hesitation. They keep us updated in every aspect of the transportation business, CMP Express wholeheartedly endorses NRMS.”

-Corrine Patterson, CMP Express LLC


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