Owner Operator

The demands of operating your business from the road
are incredibly difficult. As a transportation specific insurance
agency, we understand the needs of the independent trucking contractor. We have a team of people dedicated to serving the owner operator market.

Our programs are designed to:

  • Eliminate coverage gaps
  • Provide ease of administration
  • Maintain regulatory compliance

We provide “One-Stop Shopping” for all your coverage needs and simple, no hassle set-up. We also offer both settlement deduction programs and direct bill programs. In our over 20 years as an agency, NRMS has helped over 10,000 owner operators secure the appropriate coverage according to their specific needs.

Coverages include:

  • Bobtail Insurance
  • Non-Trucking Liability Insurance
  • Un-laden Liability Insurance
  • Physical Damage Insurance
  • Occupational Accident Insurance with Contingent Liability
  • Workers Compensation
  • Deductible Buyback
  • Gap (Lease Gap) Insurance
  • Guest Passenger Accident Medical
  • Supplemental Coverages
  • Downtime / Rental Reimbursement
  • Personal Effects Coverage
  • Electronic Equipment Coverage
  • Diminishing Deductible
  • Aggregate Deductible Clause
  • Tarps, Chains and Binders

Customer Testimonials

“I would like to say how impressed I was with Tomi Leak. She was very helpful and very very nice. This was my first time buying insurance from an outside company other than whom I was leased to. I needed a lot of help and had a lot of questions to make sure I did the right thing. I first spoke with Tomi I told her I was very impressed with her attitude and her knowledge for trucking insurance. Again, I just would like to THANK her again and look forward to working with her now and in the future.” – Lorenda M.